Short Term Disability Insurance¹ Two vendors offer this product

Colonial Supplemental Insurance Company – (800) 884-0689 or (860) 645-8833

Available to full-time, active employees working 17.5 or more hours per week, this product protects against the short-term loss of income due to an on the job or off the job covered accident or illness.

Fort Dearborn Life Insurance Company - (866) 858-1171

Available to full-time, active employees working 20 or more hours per week, this product protects against the short-term loss of income due to an off the job covered accident or illness.

Hartford Life & Accident Insurance Company - (888) 723-8583

Available to full-time, active employees, working at least 30 hours a week, this product protects against the long-term loss of income due to accident or illness. This offering should be of particular interest to members of Tier II and Tier IIA of the State Employee Retirement System as they are not covered by non-service connected disability provisions prior to completing ten years of vesting service.

Metropolitan Property & Casualty Insurance Company & Affiliates - (800) 438-6381

Liberty Mutual Insurance Company- (800) 225-8281

Available to full-time, active employees working 17.5 or more hours per week, retirees, spouses, civil union partners and domestic partners², this product protects against liability and damage to, or loss of, auto, home and other personal property.

Cancer Insurance One vendor offers this product

AFLAC - (877) 295-9939

Available to full-time, active employees working 17.5 or more hours per week, retirees, spouses, civil union partners and domestic partners², this product pays benefits for certain cancer treatments and screenings. It is designed to supplement existing health insurance coverage.

ING Employee Benefits- (800) 842-8444

Available to full-time, active employees working 17.5 or more hours per week, spouses, civil union partners, domestic partners², children and grandchildren (grandchildren who are residents of New York and under the age of 14 ½ are not eligible) interested in supplementing their life insurance coverage offered on a qualified issue basis.

Fort Dearborn Life Insurance Company - (866) 858-1171

Available to full-time active employees working 20 or more hours per week, retirees, spouses, civil union partners, domestic partners² and children interested in supplementing their life insurance coverage (employee/retiree must participate in the State’s Basic Group Life Insurance Program).

MetLife – (800) 582-2889

MetLife has been selected as the State’s new Long Term Care provider.  Note that MetLife will be attending all 2007 open enrollment fairs in an effort to provide information regarding the upcoming program enrollment period. 

Available to full-time, active employees working 17.5 or more hours per week and retirees, spouses, civil union partners, domestic partners², parents, parents-in-law, grandparents and adult children age 18 or older, this product protects against the cost of long term health care, whether at home or in a nursing home. This multi-life discounted policy is approved by the Connecticut Partnership and, as such, protects a subscriber's assets from depletion due to the cost of long-term care.  

MetLife will extend simplified underwriting to new employees applying for coverage within 90 days of hire date. Eligible employees will be allowed to enroll during their agency's open enrollment period with simplified underwriting. After the 90 day eligibility period all applicants will be required to answer additional medical questions. MetLife may also require attending physician statements and a phone health interview.  For applicants that are age 71 and older, a face to face interview will be required in lieu of a phone health interview. Further information regarding underwriting requirements will be discussed during enrollment sessions.

Current UNUM participants will continue to be serviced by MedAmerica. Questions regarding current long term care participation with UNUM may be addressed to MedAmerica at 1-877-202-6043.

¹ Open enrollment periods are conducted for these benefits. Eligible employees will be allowed to enroll during their agency's open enrollment period without the need for medical underwriting or a physical examination, subject to certain coverage limitations. This privilege will be extended to new employees hired within 31 days after the open enrollment period concludes. 

² Domestic Partners are defined as: At least 18 years of age, of the same sex, have lived together at least 12 months, are not married to someone else and are jointly responsible for maintaining a common household.   

For a full listing of all the benefits available to State Employees, go the Comptrollers website at:http://www.osc.state.ct.us/empret/